What is identity theft and fraud?
It’s when a criminal steals your identity and then uses it
fraudulently by pretending to be you.
I remember Miss A first day at Preschool very vividly. I think I remember it for very different reasons than you would imagine though. I stayed that first day. The preschool was very familiar to me. As Nia my eldest attended, so whilst A was settling in, I busied myself making the snacks for the children, and washing up. It was a stressful morning, as I had a lot on my mind, mostly worrying that A wouldn’t settle, as she was a very different temperament to Nia. I would sneak looks to see how she was getting on, when I thought she wasn’t looking.
I received a phone call from my bank, saying there had been suspicious activity on my account. Thousands of pounds was about to be taken out of my account, and transferred elsewhere. They gave me some details about me and my account, but explained that the transaction looked unusual, could they just confirm some identity details with me. Now this call sounded like a call centre, and definitely sounded plausible. I was flustered and feeling stressed anyway, so I was extremely close to giving out those details. However, what they didn’t know was I has worked in banking for over 10 years, so I am on the whole suspicious of any of these types of phone call made to me.
That phone call was a hoax.
I rang my bank, and they had no knowledge of anyone making a phone call to me, or any large transactions of this kind. As someone who spends so much time online, I try to be extremely careful what information I put out there…maybe not careful enough?
The reason I am telling you this story, is I have been contacted by a IdentityProtect – which is part of Experian and to let you know a little more about the IndentityProtect .
In short the IdentityProtect is a super-smart bot that scans the web 24/7 and alerts you instantly if your personal information is at risk of being illegally shared, stolen or sold online.
It seems more and more we are hearing about companies having details they hold about us their customers compromised. Recently eBay being one of them, and that took two months for them to let us know that we needed to change our emails. I think there is a terrific need for the IndentityProtect.
So what does IndentityProtect do?
- Your ID Bot helps protect your bank account details, credit card numbers, passport numbers, national insurance numbers, house addresses, email addresses and phone numbers
- Your ID Bot is on the prowl 24/7, rooting out early signs of suspicious activity in public databases, billions of web pages and even parts of the web you can’t see
- Your ID Bot tells you in real-time if your data could be in the wrong hands, so you can act before it’s too late
- Your ID Bot helps you clear up the damage that identity theft leaves behind with step-by-step guides and useful tips written by industry experts
What to know more? You can follow the Facebook page, It’s a fantastic community where people can learn and share news or stories about ID fraud. If you want to sign up, you get your first month free, and its £3.99 per month after that. Great value for what could potentially save you thousands of pounds.
So what do you think, impressive isn’t it?
Well, I have 10, yes 10 year long subscriptions to the service to giveaway. All you need to do is
1. follow me on twitter @gidders1
2. Leave a comment below, and I will randomly pick 10 people from the list. Make sure you add your twitter name though.
Terms and Conditions:
- This prize draw will be drawn at random, and is open to UK residents aged 16 or over.
- Up to 2 entries per person. Following ME on Twitter is the only compulsory method of entry.
- The Ana Mum Diary and Experian retain the right to change the competition if necessary.
- The prize will be in the form of a code to use. Experian are responsible for the fulfilment of the prize. It is not transferable and there is no cash alternative.
- If the winner does not contact me within one week, I will redraw another winner at random.
- Entries must be received by 11.59 pm on 14th June 2014
- A winner will be chosen at random and notified by email on the 10 July 2014.