I thought I would look at money saving today, aptly just before the weekend, which is when most of us spend the most money I think. Saving money can be one of the hardest tasks, especially if you have children, however it doesn’t have to be, with a little research and definitely some willpower, you can save money.
It is always good to sit down and go through your current outgoings to make an organised plan. If you look at your bank statement you will be surprised how many unnecessary things you may be spending money on. Just try and be honest with yourself about the things you really need.
If you have a larger car which drinks a lot of fuel, this could be costing you a lot each month. Why not get an online car valuation? You could then see if you can find something which is cheaper to run, and then use the extra money to put away for a rainy day.
Your monthly food shopping bill can be one of the most expensive outgoings. However, just by simply planning your meals in advance you can cut some major costs. Batch cooking can be really helpful for trying to cut costs. Just make larger portions of meals which can be frozen, this is also a great way to use up any spare vegetables.
Cut out those weekend takeaways and opt for a hearty home cooked meal. Buying the ingredients and making them from scratch can save you money, and you can let your kids get involved and lend a helping hand.
If you spend your lunchtime at work, try and bring a packed lunch with you. Did you know that the average worker spends roughly £5 on lunch a day? That is a whopping £25 a week! If you put that money aside, you will be putting back £100 a month.
Try and save money on your electricity bills by making sure you switching off any unused appliances. Your appliances eat up energy when they are left on standby, so remember to switch them off at the plug.
Having a family day out doesn’t have to break the bank. If the weather is right, why not pop down to the local park and spend a morning or afternoon there? Just take a picnic and some fun outdoor games to keep everyone entertained. You can also do a local treasure hunt, plan a route in and around your home and create a rustic looking treasure map. The treasure at the end can be whatever you wish. This is a great boredom-buster and a great way to get your children outside.
You will be pleasantly surprised by how much money you start to accumulate by just cutting a few costs here and there.