If you’ve ever looked for ways to save money and improve your budget online, then you’ve probably seen hundreds of articles that all offer the same suggestions. They tell you to compare the prices of all the items that you want to buy online and make sure that you turn off your appliances after using them to save on electricity. However, if you’ve tried all those options, and you’re still not saving as much as you want to, then you’re going to need to start thinking outside of the box.
Fortunately, we’ve done the hard work for you by tracking down some handy and unique ways to cut your costs every month.
1. Brew your Own Coffee
You’d be surprised how much money most people spend on a quick coffee when they’re on their way to work. Even if you’re just spending a pound each day, it all adds up very quickly – and let’s face it, the coffee isn’t always great anyway. If you can’t kick your caffeine habit, then you could consider saving some cash by learning how to brew better-tasting coffee at home. You’ll get a bigger serving when you make it yourself, and you’ll be able to add flavours and cream just the way you like it.
2. Eat Differently
Consider becoming a vegetarian for a few days of the week. Veggies are often less expensive than cuts of meat – particularly if you’re buying them fresh. You can even look into the vegetables that are in season to make sure that you’re getting the best deals on your recipes. You might end up living a lot healthier this way too, as you’ll find that you get more minerals and vitamins into your regular routine than you would with typical meals.
3. Buy Generic
You’ve probably heard this tip before and applied it to the decisions that you make when you’re buying food from the supermarket. However, we’re not just referring to food here. It’s also worth looking at how you can go generic with other purchases too. For instance, consider looking for generic cleaning products, clothes, and even insurance or utilities that you get from a lesser-known company. Don’t let names and brands make your purchasing decisions for you. Get all the facts and go for the best deal.
4. Fall in Love with Water
Do you usually spend a fortune on fizzy drinks and juices? Now’s the time to rekindle your love affair with water. Buy a water filter or a bottle where you can infuse your beverages with slices of fruits and herbs and discover the benefits of drinking plenty of fresh water every day. Not only will you feel better and healthier, but you’ll save a lot of money too. Remember to take your bottle of water with you wherever you go and take a big gulp before eating too. This will fill up your stomach, so you’re less likely to mistake thirst with hunger.
5. Build your Credit
Credit has a huge impact on the way that you live your life, particularly when you get older and you want to invest in things like houses, cars, and other loans. If you want to get the best deals when you borrow money, then you need to make sure that you have the right credit rating. Although there are loans out there for people with bad credit these days, you’ll get lower interest rates and fewer fees if you improve your score by a few points before you apply for anything. Work on building your credit and see your opportunities grow.
6. Learn a New Skill
Learning a new skill can save you a lot of money. If you know how to grow fruits and veggies in your garden, then you don’t need to buy as much produce from the shop when you go for your food each month. If you know how to repair your washing machine and other appliances around your home, you can save a fortune on paying for people to do that kind of work for you. You can even learn how to do things like getting stains out of clothes, so you don’t need to replace your favourite garments.
7. Ask for More
Finally, some companies won’t advertise all of the promotions that they have available when they first start interacting with you. If you’re hoping to get your hands on a great deal, then ask for one. You might be surprised at how much you can receive if you’re just willing to say something.